House hunters looking for an affordable place by the sea should look to the north of Scotland, a survey has said.
Wick in Caithness has the country's most favourably priced seaside homes, according to the Bank of Scotland.
Prices there are about 3.1 times the average salary. At the other end of the scale, upmarket St Andrews in Fife, known as the home of golf, commands prices of more than 10 times the level of average local pay.